Our Clients Get The Attention And Service They Deserve
- Excellent Service
- Competitive Rates
- Consistent Communication
That's our promise
Welcome to Mill Street Mortgage....
ALL-IN-ONE SOLUTION
Our Loan Process...
PRE-APPROVAL
At this point, a loan officer will have reviewed your application and documents to determine a purchase price and down payment as well as interest rates you qualify for.
Mortgage Consultation
Speak with a loan officer to go over your options and answer any questions you have about the home buying or refinance process.
LOAN APPLICATION
Upload documents using your own personalized link to our secure portal and fill out a loan application. once complete, a loan officer will contact you to review it.
LOAN PROCESSING
A loan officer will work closely with a processor who reviews the initial file and submits it to an underwriter.
UNDERWRITING
An underwriter will ensure your loan meets all guidelines and may require the borrower to supply more documentation before issuing a final loan approval.
CLOSING
Once the loan is cleared, it is then submitted to a closing team. They will collaborate with the settlement agent or closing attorney to finalize figures, prepare documents, and schedule the signing.
Your Home Loan Could Be
Fully Funded 30 Days From Now
Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Mill Street Mortgage. for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.
6 Ways We Help You Lock in Lower Rates
Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.
Secure Your Home Purchase Loan
Rates are competitive — so it's a great time to buy! We'll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.
Refinance for Better Rates
Take advantage of today's great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?
Compare Rates & Pick the Best
You wouldn't accept the first offer at the car lot, so don't just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.
Get Your Loan Funded Faster
Other lenders giving you the runaround? Our fast funding options mean you'll never miss out on the house you really want. We will work very efficiently. Hope you will work with us.
Evaluate Your Property
Know where you stand. With your up-to-date property evaluation in hand, you'll be better equipped to choose the loan terms that fit your goals. This is amazing thing don't misses the chance.
Get a Cash-Out Refinance
Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you. Get this opportunity fastly.
Get Your Mortgage Rate Quote in Just 30 Seconds!
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