Fixed-Rate Loans
A fixed-rate loan is the most common type of loan today. If you prefer to sleep at night knowing you have stability and plan to stay in your home for at least 7 years, this is the loan for you. Build your budget around your payments that will stay the same throughout your loan’s life.

Buying your first home is a very exciting step! Mill Street Mortgage Team INC loan specialists are here to guide you through every step of the loan process.
Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.
First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.